Short-Term Disability
Union workers have always stood together to protect our rights, secure fair wages, and ensure safe working conditions. However, one area that often gets overlooked is the need for comprehensive Short-Term Disability coverage. In today’s ever-changing work landscape, this coverage has become more crucial than ever before.
Get Started
Enrollment is simple and only takes a few minutes.
Information you will need
– Employment & Income Information
– Spouse & Dependent Dates of Birth & Contact Information
– Bank Account & Routing Numbers
Plan Details
Guaranteed Approved Coverage. You cannot be denied during open enrollment.
Pre-existing conditions are covered after 12 months.
Benefit pays for up to 24 weeks.
Pays after a 14 day waiting period for injury or illness.
Stackable with other eligible benefits, up to 100% of pre-disability earnings.
Covers off the job disabilities for injuries, illnesses or surgeries.
Benefits paid are tax-free.
Short-Term Disability
Short-Term Disability Coverage supplements and pays in addition to the Weekly Income Benefits Members may receive through the National Elevator Industry Health Benefit Plan, as long as the combined benefits do not exceed 100% of pre-disability earnings.
| COVERAGES | MONTHLY COSTS BY AGE BRACKET | ||||||||||||||||||
| MAX WEEKLY BENEFIT* | <30 | 30-39 | 40-49 | 50-59 | 60+ | ||||||||||||||
| $250 | $12.95 | $16.08 | $19.20 | $25.45 | $41.08 | ||||||||||||||
| $500 | $23.90 | $30.15 | $36.40 | $48.90 | $80.15 | ||||||||||||||
| $1,000 | $45.80 | $58.30 | $70.80 | $95.80 | $158.30 | ||||||||||||||
| $1,200 | $54.56 | $69.56 | $84.56 | $114.56 | $189.56 | ||||||||||||||
| $1,500 | $67.70 | $86.45 | $105.20 | $142.70 | $236.45 | ||||||||||||||
*For additional benefit amounts not shown, please click here for the Cost Calculator or call (224) 487-5030.
Important information about this plan
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for IUEC Members aged 18-70+.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $2 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $1 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
IMPORTANT: If you depart from the IUEC, opt-out of paying dues, or retire, you must notify the IUEC Service Center at (224) 487-5030. Not doing so within 90 days could delay or negate your eligibility for a refund. Members have 30 days to notify us of their retirement if they wish to port or convert their Life Insurance.
We encourage enrolled Members to thoroughly review the complete policy booklet, which can be requested by email to info@IUECVIP.com.
This program is administered by Union One Benefits Administration.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The IUEC does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan. Furthermore, the Union receives no financial or other consideration in connection with the administration or promotion of this program.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
Group Insurance coverages are issued by New York Life Insurance Company, New York, NY. All Rights Reserved. NEW YORK LIFE, and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.
